If you are in a collision in a no-fault state, your insurance company will work with the other driver’s insurance company to determine who is at fault. If you are found at fault, and you have liability insurance coverage, your insurance will cover costs for the other driver’s damaged car, minus your deductible, and up to your covered limit. Liability insurance has its own set limits based on how much you pay for your coverage (though the state dictates the minimum limit). What does liability coverage pay for? It provides insurance for the other driver, which includes:
You should review your coverage limit options with your Overland Park area insurance agent to determine what’s best for you. The limits can be either split or consolidated into a single limit, the difference being:
Bringing home a new vehicle is exciting and something to be proud of, so it’s important to protect yourself, the vehicle, and any other drivers and their vehicles in the event of a collision. Keeping you safe, covered, and informed on Olathe roads and beyond is a priority at our dealership. If you have any other questions about liability insurance or other types of auto insurance coverage, our finance team here at INFINITI of Kansas City is always a resource for you.
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